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Investment Calculator Pro
PREMIUMAnalyze any property's investment potential with professional-grade metrics
Purchase Details
$
Typical: 20% conventional, 3.5% FHA, 0% VA
%
Current average: ~6.5-7% for investment properties
%
years
Typically 2-5% of purchase price
%
Rental Income
$
Parking, laundry, storage, etc.
$
Industry standard: 5-10%
%
Operating Expenses
$
$
$
Net income after all expenses including mortgage
-$694
Monthly Cash Flow
-$8,325/year
Annual cash flow ÷ total cash invested. Good: 8%+
-10.34%
Cash on Cash Return
Annual return on cash invested
NOI ÷ Purchase Price. Good: 6%+
3.85%
Cap Rate
Net Operating Income / Price
Price ÷ Annual Rent. Lower is better. Good: <15
13.3
GRM
Gross Rent Multiplier
Cash Required to Close
$70,000
Down Payment (20%)
$10,500
Closing Costs (3%)
$80,500
Total Cash Needed
Monthly Cash Flow Breakdown
Income
Gross Rent$2,200
Vacancy Loss (5%)-$110
Effective Gross Income$2,090
Expenses
Mortgage (P&I)$1,816
Property Tax$350
Insurance$150
Maintenance$292
Property Management$176
Total Expenses$2,784
Net Monthly Cash Flow-$694
Long-Term Wealth Building (3% appreciation)
| Metric | Year 1 | Year 5 | Year 10 |
|---|---|---|---|
| Property Value | $360,500 | $405,746 | $470,371 |
| Equity | $83,484 | $142,894 | $231,528 |
| Cumulative Cash Flow | -$8,325 | -$41,624 | -$83,249 |
| Total Return | -$5,341 | $20,769 | $67,779 |
| Annualized Return | - | 4.70% | 6.30% |
Professional Investor Metrics
DSCR
0.62
Lenders want 1.25+
Break-Even Ratio
133.19%
Below 85% is good
Monthly NOI
$1,122
Before mortgage
Price per $ Rent
159x
Lower is better
Investment Rating
❌ Weak Investment - Numbers don't work at this price point
C
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